This article will provide you with tips on how to protect your identity, as well as your credit cards information, when shopping online or banking online.

* Never share account information with others. You should not share your usernames, passwords, secret code, personal identification numbers, or PINS with anyone. This is especially true if you use your accounts to shop online and bank online. You run the risk that unauthorized people will gain access to your credit card information, shopping carts, banking information and banking information. If you are a beginner and want to get accurate and up-to-date information about the latest developments in the world of technology, as well as practical tips and advice for staying safe and secure online, you need to visit

Keep these important information to yourself. Apart from that, we encourage you to always log out of any online accounts (e-mails, shopping sites, social networking media) so that no one else can access them.

* Always make it a point to verify the security of any webpage or website before you reveal any sensitive information. This is especially important when you apply for online loans and fill out forms to complete transactions. You should remember that not every site has the same security features. This will protect you against hackers and malicious software.

Be sure to take time to inspect the URL bar and padlock icons at the URL bottom or in the URL bar. Also, look out for the logos of companies that are accredited for online security such as VeriSign.

* Avoid using public computers to transact business online. Public computers are susceptible to hacker attacks. These computers have weak firewalls and old anti-virus programs.

We recommend that you shop and bank online only from your own computer.

* Keep your installed programs current. Regularly update the anti-virus and anti-spyware programs on your computer. Remember that these programs are your first line of defense against online threats.

It is important to note that even though there are free programs on the internet, they offer little protection against malware and viruses. It is still a smart decision to install licensed programs in order to have optimal security.

Use only websites from trusted banks, lending companies and online vendors. The majority of these websites are equipped with the most up-to-date mechanisms to ensure that online clients are safe and confidential. Some of these sites may offer the best guarantee for anonymity and consumer security, particularly when transacting business over the World Wide Web.

Secure payment channels are recommended when you purchase items online or book flights or accommodations. Credit cards can be used to finance purchases and bills. Most credit card programs also come with limited liability privileges, which help you avoid fraudulent or unauthorised charges. Secure payment media, such as PayPal and electronic money transfers, can be used to settle your bills. You can also pay for the items that you purchased through a shopping site.